PDP Group Inc. Property and Casualty Insurance for Dealers

Garage Liability

If you don't have the right coverage, one liability occurrence could put your dealership out of business. Make sure your garage liability coverage is structured specifically for your operation and takes into account the special risks you face as an auto dealer.

Products and Completed Operations

This protection is for damages caused by products you installed or work you performed. Additionally, Broad Form insurance coverage is provided to pay for damages to the actual product. Both coverages are a must.

Employment Practices Liability

Wrongful termination, sexual harassment, discrimination, invasion of privacy - these and other practices constitute one of the biggest liability exposures business owners face today. Hiring, management, and general business practices could subject a dealership to a lawsuit and result in catastrophic losses. PDP Group understands this and automatically includes this coverage in your PDP package. Make sure you're protected.

Statute and Title Errors and Omissions

This coverage is offered to reimburse you for covered losses arising out of alleged violations of odometer settings, truth-in-lending and truth-in-leasing requirements, mandatory disclosures, or used car buyers guide regulations. This coverage also protects you for covered defense costs associated with such allegations.

Punitive Damages

Punitive damage awards can be enormous. Unlike many of its competitors, PDP will pay for punitive damages up to your policy limits, where allowable by law. Make sure this is included in your garage liability policy.